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Camerons Stiff & Co.

Guide To Buying

"Buying your home is probably one of the most important steps you will take towards the future. As the area's leading Independent Estate Agent, we are here to make it as easy and stress free as possible. We will provide you with all the help and guidance you need to see you through."

Before You Start

 

Take time to consider what you can afford and in particular the current levels of Stamp Duty you need to pay. (Current levels listed below). Please remember these levels are on the total amount of the purchase price. Points worthy of consideration are Location,transport facilities,leisure facilities,schooling, bedrooms as well as more aesthetic considerations such as period of build and character of build.

Stamp Duty Chart

After the buyers offer has been accepted, the buyers should inform their solicitor, who will ensure that they will write to the vendors solicitors requesting a Draft Contract of Sale. At the same time they will also request from the buyer, fees to carry out a Local Authority Search.

The mortgage lender will carry out a mortgage valuation to ensure that the property the buyer wishes to purchase is suitable security for the amount the buyer wishes to borrow. A Lenders Fee will be paid by the buyer to cover the cost of having the property valued. In addition to this the buyers can request a more detailed survey.

 

Please see our Surveys section of this website for further information as well as a Glossary of Terms.

Featured Property

Hoveden Road, Mapesbury, London, NW2

1 bedroom

£335 pw

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Geoffrey Stiff FNAEA MARLA, Director

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